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• 23:41, 25 January 2012 Ederfonorem talk contribs uploaded File:Good Governance in Microcredit Strategy for Poverty Reduction in The Philippines.pdf (Microcredit can be an effective tool for tackling the global poverty problem. Making microcredit work better for the poor necessitates a framework that integrates the principles of good governance in the design and implementation of a microcredit program)